Find out how much home you can afford right NOW!

Know exactly what you can afford before you start searching for a home.

Home Purchase Qualifier

Congratulations! You’re ready to buy a home…

home purchase girl

Mortgage Home Purchase Loans without the Hassle!

Need financing options on a Kentucky or Indiana home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.

We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval letter request.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you – whether you’re a first-time home buyer or a seasoned investor.

The Kentucky Home Purchase Loan Process

Here’s how our home purchase loan process works:

  • Complete our simple mortgage pre-approval letter request
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Do I Qualify?

To qualify for a mortgage, in it’s simplest explanation, there are 3 primary factors that determine mortgage approval, referred to as “the 3 C’s”.  Depending on the program(s) you qualify for, there can be flexibility within these categories.

  • Credit (middle of 3 scores)
  • Capacity (income / assets)
  • Collateral (property)

It’s instrumental to get pre-qualified or pre-approved for mortgage financing regardless of your situation before you start shopping for a home in order to know all of your options.

  • Fixed Rates
  • Adjustable Rates (ARM)
  • Conforming / Conventional Loans
  • FHA, VA, & USDA Loans
  • Jumbo loans (> $424,000)
  • Terms from 8 to 30 Years

Get Your FREE Pre-Approval Letter Now!

Home Purchase Qualifier